Self Funded Retirement
After you get initial retirement advice from us you may be happy to take it from there.
However, we find that some ongoing services are well worthwhile maintaining while you are a self funded retiree - because while you may be retired - your assets, the income flows, the related administration, your age pension entitlements, Centrelink and the tax man are not retired....
What Ongoing Services Do I Need From Ascendia?
Nothing Right - I'm Retired!?
Age Pension Entitlement:
Our advisory service offers clients advice as to how to structure their affairs, wherever possible, to maximise their age pension entitlement.
We also calculate and document what this entitlement is likely to be.
We provide, for Portfolio Management Clients, an ongoing service whereby we assist them to report to Centrelink as required when receiving an Age Pension entitlement. This involces providing you with asset values and assisting with the completion of Centrelink forms for the client to finalise and forward to Centrelink.
Portfolio Mangement Services
Clients who use our Portfolio Mangement Service benefit from a well run portfolio and the benfits of a good income stream and good return and relatively low risks for this return.
You also get the benefit from this ongoing service of not having to do any of the administration associated with a portfolio, such as receiving and collating asset documents, maintaining cost base records, retaining and collating dividend, interest and distribution statments, organising for income to be banked to your bank account etc. etc.
Tax and Super Accounting Services
Some of our clients use our tax services provided by Ascendia Accountants on an ongoign basis. We think you will save money and have no surprises if you use them as they have a lot of experience accounting for investments and investment income incldunig using Self managed Super Funds, Trusts, Partnerships and portfolio's and assets in an individuals name.
we find a lot of our retirement clients liek to use the legal services of Ascendia Lawyers becuase they have solid knowledge of organising estates documents that are effective with respect to investement assets and entities including Self Managed Super Funds.
What Should I See Ascendia About Initially?
Often the kinds of things we then find ourselves initially working together to establish for you are:
How much income per annum do I need to live on in Retirement?
Do I have any work plans?
Are any major travel or capital expenses planned?
How much capital do I need to live the way I want to?
What is my current financial arrangement / situation i.e. is it appropriate when I stop working?
Will I be alright in retirement - do I have the potential to achieve financial independance on my intended timeframe? Or have I got to defer it?
What do I have to do to pull it all together to be able to retire - what is my road map?
What changes do I have to make now to make it achievable?
Should I consider a Self Managed Super Fund?